DNS SUSRUSHA

    
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DNS SUSRUSHA-FOR PAYMENT OF HOSPITALIZATION EXPENSES
 

MedialUSe_1  H  
 

PARTICULARS

UNSECURED

SECURED

LIMIT

Rs.5.00lakh

Rs.15.00lakh

MARGIN (ON SECURITY)

NA

25% on realizable value of immovable property & 10% on liquid security including our bank’s tdr, lic policy, nsc etc.

REPAYMENT PERIOD

(9 MONTHS MORATOURIUM)

Maximum 84 months (inclusive of Moratorium

Maximum 120 months (inclusive of Moratorium)

ROI

7.45%

6.95%

GUARANTORS

Two Guarantors to be obtained. (CIBIL score should be minimum 550)

NOT REQUIRED

PROCESSING

Nil

Nil

COLLATERAL

Group insurance

Property insurance

MEMBERSHIP

Regular

Regular

LINKING SHARES

@5% of loan amount

@2.50% of loan amount

 
General Documents required:
  • Letter from Medical Practitioner/Hospital explaining the nature of ailment & estimated expenses for treatment. 
  • All medical treatment related documents to be submitted (Original/Photocopy) 
  • Application form duly filled with three latest photos. 
  • Proof of Identity e.g. PAN CARD/AADHAAR CARD/ELECTION CARD/PASSPORT/DRIVING LICENSE 
  • Proof of residence e.g. Electricity bill/Telephone Bill / Ration Card/ Aadhaar Card / Passport with same residence address / Registered Leave and license agreement with one additional proof.
 
Income Papers 

For Salaried Person

For Self-Employed/Businessman

  •  Latest Three months salary slips of the applicant or salary certificate of Three months.
  •  Statement of account showing latest 6months salary credits in the account.
  •  Last two years form 16
  • Last two years I.T. return (If any)
  • In case the service is not more than one year then salary slips of entire year/IT return (if any)
  • Service certificate from employer.

  All documents to be self attested & duly verified by branch official

  • Two years IT Return along with Balance sheet/P & L /Computation of Income
  • Statement of operative accounts for the relevant latest financial year.
  • Updated statement of all accounts maintained at other banks except our Bank
  • Business Proof Eg. Business Registration certificate, GST/VAT/CST Certificate .

 

  

All documents to be self attested & duly verified by branch official