First Time User:
Step 1: Download and Install BHIM app from Google Play store/Apple App Store.
Step 2: Select your preferred language.
Step 3: Select SIM card which has the mobile number registered with your respective bank.
Step 4: Set the application passcode required to enter the app.
Step 5: Link your DNS bank accounts using bank account option.
Step 6: Set your UPI PIN by providing last 6 digits of debit card and expiry date of debit card.
Step 7: Click on send and enter UPI ID or Aadhaar number. You can also Scan & Pay the QR of the person to whom you want to send money.
Step 8: Enter the UPI Pin you set earlier to authenticate the transaction.
Step 9: Check transaction history to see the status of the transaction.