Interest Rates-Retail Loans

DNS Bank    05-Aug-2016

Schematic Finance  

INTEREST RATE STRUCTURE FOR NEW LOANS &ADVANCES SANCTIONED &DISBURSED UPTO 31.05.2017.
      
SNFACILITYAMOUNTDISPCRIPTIONNew ROI p.a. for GeneralNew ROI p.a. for Women
      
1HOUSING LOANUpto Rs.25.00 lacs 8.85%8.75%
  Above Rs.25.00 lacs to Rs.50.00 lacs 9.00%8.90%
  Above Rs.50.00 lacs to Rs.70.00 lacs 9.20%9.10%
      
      
2HOUSING PLUS LOAN  11.50%11.25%
      
3SUPER FLEXI LOAN /Upto Rs.10.00 lacs 10.45%10.45%
 FLEXI OVERDRAFT    
      
 FLEXI LOAN INDIVIDUALAbover Rs.10.00 lacs 10.45%10.45%
      
4VEHICLE LOAN Upto Rs. 20.00 Lacs60 Months8.95%8.70%
 NEW VEHICLE above 609.45%9.20%
  Above Rs. 20.00 LacsUpto 6011.50%11.25%
   Above 6011.75%11.50%
      
 2ND HANDUPTO Rs. 5.00 Lacs 10.50%10.25%
 VEHICLEABOVE Rs. 5.00 Lacs to Rs. 15.00 Lacs 11.25%11.00%
      
5EDUCATION LOAN Upto Rs. 4.00 LacsIn case of funding 10.50%10.00%
 (SUVIDHYA & VIDYAVARDHINI)Above Rs. 4.00 Lacs- Rs. 20.00 Lacsof interest : 1% additonal ROI to be11.00%10.50%
  Above Rs. 20.00 Lacsbe stipulated12.00%11.50%
      
6PERSONAL LOAN

Upto Rs.5 lacs

In case of 13.50%13.50%
      
      
  NOTE : 0.50% concession in case of salary deduction
      
      
7LOAN TO PROFESSIONAL  Clean Loan 11.95%11.70%
 CC/OD/FLEXILOAN/  With security 11.45%11.20%
 FELXI OF/TL  For Women 
    0.25% concession 
8LOAN TO PENSIONER  10.95%10.95%
9KANASANCHAY DEPOSIT LOAN  9.00%9%
10GOLD LOAN  Where margin is upto 35% @ 8.95%Where margin is upto 35% @ 8.95%
    
    Where margin is above 35% @ 7.95%Where margin is above 35% @ 7.95%
    
      
11LOANS AG NSC,KVP.LIC  9.95%9.95%
12ADVANCE AGAINST SHARES  14.00%14.00%
13SALARY EARNER OVERDRAFT   11.95%11.95%
14BUSINESS LOAN INCLDUING LAGHU UDYOGAK SCHEMEFor Business Loan Upto Rs.0.50 lacsAll SME+ OthersFor Both Products Upto Rs.25.00 lacs @ 11.45%                              Upto Rs.25.00 lacs @ 11.20%      
  For Business Loan Above Rs.0.50 lacsSMEAbove Rs.25.00 lac- Minimum 10.50% (Base Rate) + loading as per rating slabAbove Rs.25.00 lac- Minimum 10.25% (Base Rate) + loading as per rating slab
   Others   
  For Laghu Udyogak Maximum  
   Minimum  
15SUPER FLEXI LOAN /Upto Rs.10.00 lacs 10.45%10.45%
 FLEXI OVERDRAFT    
      
 FLEXI LOANAbove Rs.10.00 lacsSME Units11.45%11.45%
   Others11.45%11.45%
      
 FLEXI OVERDRAFTAbove Rs.10.00 lacsSME Units11.45%11.45%
   Others11.45%11.45%
      
16MUDRA LOAN    
 CASH CREDITUpto Rs. 1.00 Lacs 9.95%9.70%
 TERM LOANAbove Rs. 1.00 Lac to Rs. 5.00 Lacs 9.95%9.70%
  Above Rs. 5.00 Lacs to Rs. 10.00 Lacs 9.95%9.70%
      
17CASH CREDIT TO FARMERSUpto Rs. 0.50 Lacs 11.95%11.95%
      
18CLEAN CASH CREDITUpto Rs. 4.50 Lacs 11.95% (With single premium group insurance policy)11.70% (With single premium group insurance policy)
    12.25% (Without single premium group insurance policy)12.00% (Without single premium group insurance policy)
      

 

Note: For More information and latest rate please contact nearest DNS bank branch.