Interest Rates-Retail Loans

    

Schematic Finance  


INTEREST RATE STRUCTURE FOR RETAIL LOANS
             
SN FACILITY   AMOUNT DISPCRIPTION New ROI p.a. for General New ROI p.a. for Women
             
1 HOUSING LOAN   Up to 28 lakh   8.25% 8.20%
      Above 28 lakh   8.50% 8.45%
             
2 SUPER FLEXI LOAN /   up to 10 lakhs   11.95% no concession
  FLEXI OVERDRAFT       11.95% no concession
             
  FLEXI LOAN INDIVIDUAL   Above Rs.10.00 lacs to 50 Lacs   11.95% no concession
             
3 VEHICLE LOAN Two wheeler Upto Rs. 20.00 Lacs 60 Months 9.20% 9.10%
  NEW VEHICLE     above 60 months up to 84 months 9.70% 9.60%
    Four Wheeler Upto Rs. 20.00 Lacs 60 Months 9.45% 9.35%
        above 60 months up to 84 months 9.95% 9.85%
             
        60 Months 12.00% 11.90%
      Above Rs. 20.00 Lacs above 60 months up to 84 months 12.25% 12.15%
  2ND HAND   UPTO Rs. 5.00 Lacs   11.00% 10.90%
  VEHICLE   ABOVE Rs. 5.00 Lacs to Rs. 20.00 Lacs   11.75% 11.65%
             
4 EDUCATION LOAN   Upto Rs. 4.00 Lacs   10.50% 10.00%
  (SUVIDHYA & VIDYAVARDHINI)   Above Rs. 4.00 Lacs- Rs. 20.00 Lacs of interest : 1% additonal ROI to be charged in case of funding 11.00% 10.50%
      Above Rs. 20.00 Lacs to 40 lacs of interest : 1% additonal ROI to be charged in case of funding 12.00% 11.50%
             
5 PERSONAL LOAN   Upto Rs.5 lacs   13.50% 13.50%
             
             
      NOTE : 0.50% concession in case of salary deduction
             
             
6 LOAN TO PROFESSIONAL       Clean Loan 11.95% 11.70%
  CC/OD/FLEXILOAN/       With security 11.45% 11.20%
  FELXI OF/TL       For Women  
          0.25% concession  
7 LOAN TO PENSIONER       11.45% no concession
8 KANASANCHAY DEPOSIT LOAN       16.50% no concession
9 GOLD LOAN       9.95% no concession
         
10 GOLD LOAN       9.95% no concession
         
             
11 LOANS AG NSC,KVP.LIC       10.45% 10.45%
             
13 SALARY EARNER OVERDRAFT       12.45% no concession

 

Note: For More information and latest rate please contact nearest DNS bank branch.