(w.e.f 01 April, 2018)
Given below the rent in summarized from of broad categories of lockers based on the area in cubic inches.
|
No. |
Group |
Area |
Rent in Rs. |
Existing Type of Lockers |
|
01 |
Small |
Up to 750 |
1100.00 |
A,B,C,D |
|
02 |
Medium - A |
751 to 1500 |
2200.00 |
E,F, G, H, K & AC |
|
03 |
Medium - B |
1501 to 3500 |
3000.00 |
AA, I, X, Y, J, BB, AD, |
|
04 |
Medium - C |
2201 to 3500 |
3800.00 |
N, Q, M, Z, L, O |
|
05 |
Big |
3501 to 5500 |
5500.00 |
P, W, R, S, AE, AG |
|
06 |
Large |
Above 5501 |
6800.00 |
T ,U, V, AB |
|
No. |
Type |
Size in Inches |
Total Volume |
Rent in Rs. |
||
|
Height (H) |
Width (W) |
Depth (D) |
||||
|
Small Group |
||||||
|
1 |
A |
4 |
6 |
20.5 |
492.00 |
1100.00 |
|
2 |
B |
6 |
4.5 |
20.5 |
553.50 |
1100.00 |
|
3 |
C |
4.5 |
6.5 |
20.5 |
599.63 |
1100.00 |
|
4 |
D |
5 |
7 |
20.5 |
717.50 |
1100.00 |
|
Medium A Group |
||||||
|
5 |
E |
7.5 |
5.5 |
20.5 |
845.63 |
2200.00 |
|
6 |
F |
6 |
8 |
20.5 |
984.00 |
2200.00 |
|
7 |
AC |
6.25 |
8.26 |
20.5 |
1058.31 |
2200.00 |
|
8 |
G |
4 |
13 |
20.5 |
1066.00 |
2200.00 |
|
9 |
H |
4.5 |
13.5 |
20.5 |
1245.38 |
2200.00 |
|
10 |
K |
7 |
10 |
20.5 |
1435.00 |
2200.00 |
|
Medium B Group |
||||||
|
11 |
AA |
7.43 |
10.35 |
20.5 |
1576.46 |
3000.00 |
|
12 |
I |
6 |
13 |
20.5 |
1599.00 |
3000.00 |
|
13 |
X |
5.5 |
15 |
20.5 |
1691.25 |
3000.00 |
|
14 |
Y |
5.5 |
16 |
20.5 |
1804.00 |
3000.00 |
|
15 |
J |
7.5 |
12 |
20.5 |
1845.00 |
3000.00 |
|
16 |
BB |
16 |
6 |
20.5 |
1968.00 |
3000.00 |
|
17 |
AD |
6.25 |
16.68 |
20.5 |
2137.13 |
3000.00 |
|
18 |
AF |
12.63 |
8.26 |
20.5 |
2138.64 |
3000.00 |
|
Medium C Group |
||||||
|
19 |
N |
13 |
10 |
20.5 |
2665.00 |
3800.00 |
|
20 |
Q |
10.5 |
13.5 |
20.5 |
2905.88 |
3800.00 |
|
21 |
M |
7 |
21 |
20.5 |
3013.50 |
3800.00 |
|
22 |
Z |
7.43 |
20.86 |
20.5 |
3177.29 |
3800.00 |
|
23 |
L |
12 |
13 |
20.5 |
3198.00 |
3800.00 |
|
24 |
O |
13 |
12 |
20.5 |
3198.00 |
3800.00 |
|
Big Group |
||||||
|
25 |
P |
12 |
15 |
20.5 |
3690.00 |
5500.00 |
|
26 |
W |
12 |
16 |
20.5 |
3936.00 |
5500.00 |
|
27 |
R |
13 |
15.5 |
20.5 |
4130.75 |
5500.00 |
|
28 |
AE |
12.63 |
16.6 |
20.5 |
4297.99 |
5500.00 |
|
29 |
S |
13 |
18 |
20.5 |
4797.00 |
5500.00 |
|
30 |
AG |
15.25 |
16.2 |
20.5 |
5064.53 |
5500.00 |
|
Large Group |
||||||
|
31 |
T |
15 |
18 |
20.5 |
5535.00 |
6800.00 |
|
32 |
U |
15 |
20 |
20.5 |
6150.00 |
6800.00 |
|
33 |
V |
15.5 |
20.5 |
20.5 |
6513.88 |
6800.00 |
|
34 |
AB |
15.89 |
20.8 |
20.5 |
6775.50 |
6800.00 |
(w.e.f 31 Aug, 2015)
|
No. |
Particulars |
Revised Charges+GST |
Revised Charges+GSTCommercial |
|
1) |
Up to Rs. 2.00 Lakh |
300.00 |
750.00 |
|
2) |
Rs. 2.00 Lakh to Rs. 25.00 Lakh |
750.00 |
Minimum Rs.1000/- or 0.10 % of sanctioned amount. |
|
3) |
Rs. 25.00 Lakh to Rs. 70.00 Lakh |
1000.00 |
Upto Rs.25.00 Lakhs- Rs.3000/-or 0.10% of loan amount. Maximum amount to be recovered Rs.15,000/- |
Visit & Inspection Charges
| SN | Particulars of loan amount | Distance | Charges+GST |
| 1 | Aggregate of loan amount upto Rs.25.00 lakhs | - If unit/securities is within radius of 1KM | Rs. 500/- |
| - If unit/securities is situated within 1 to 5 KM | Rs. 1000/- | ||
| - If unit/securities is above radius of 5 KM | Rs. 1500/- | ||
| 2 | Aggregate of loan amount above Rs.25.00 to 100.00 lakhs | - If unit/securities is within radius of 1KM | Rs. 1000/- |
| - If unit/securities is situated within 1 to 5 KM | Rs. 1500/- | ||
| - If unit/securities is above radius of 5 KM | Rs. 2000/- | ||
| 3 | Aggregate of loan amount above Rs. 100.00 lakhs | - If unit/securities is within radius of 1KM | Rs. 1000/- |
| - If unit/securities is situated within 1 to 5 KM | Rs. 2000/- | ||
| - If unit/securities is above radius of 5 KM | Rs. 2500/- | ||
| Actual fare / other charges / out of pocket expenses to be collected separately. | + Conveyance and other out of pocket expenses at actual, irrespective of distance. |
Notice Charges
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Reminder Notice |
100.00 |
|
2) |
Demand Notice - D2 |
300.00 |
|
3) |
Demand Notice - D3 |
500.00 |
|
4) |
Sec-49 Notice |
750.00 |
|
5) |
Final Notice |
1000.00 |
|
6) |
Gold Loan Auction Notice |
*1000.00 |
|
*In case of Gold Loan, Advertisement charges and other out of pocket expenses to be recovered in addition to the Auction Notice. |
||
OTHER CHARGES:
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Noting or Releasing of charges / assignment / reassignments & encashment of NSC / KVP / IVP etc.
------------------------------------------- Noting or Releasing of charges/assignments/reassignments & encashment of LIC. |
250.00 + Conveyance and other out of pocket expenses at actual to be recovered separately ----------------------- 250.00 |
|
2) |
Lien / Charge noting on shares under D'mat or in physical form & encashment / realization of shares under D'mat / physical form |
350.00 |
|
3) |
Commitment charges for non availment of Loan within 3 months |
0.50% of loan amount |
|
4) |
Document Handling charges under Letter of Credit (for issue as well as for discount) |
Rs. 1000.00 up to Rs. 50.00 Lacs (bill/Letter of Credit) per transaction Rs. 2000.00 Above Rs. 50.00 Lakh and up to Rs. 200.00 Lakh (bill/Letter of Credit) per transaction Rs. 2000.00 above Rs. 2500.00 Lakh (bill/Letter of Credit) per transaction
|
|
5) |
Credit Rating Charges |
Rs. 7500.00 |
|
6) |
Entry Point Credit Rating |
Rs. 10000.00 |
Processing Charges for Loans & Advances
|
Particulars |
Processing Charges |
|
|
1. Personal Loans |
||
|
|
Easy Loan (Repayment of Old debts scheme) |
1.00% Min. Rs. 500.00 |
|
|
Utsav Scheme |
1.00% Min. Rs. 500.00 |
|
|
Consumer durable items Household items, House Repairs / Renovation (where property is not mortgaged) Ceremonial Loans |
1.00% Min. Rs. 500.00 |
|
Consumer durable items Household items, House Repairs / Renovation (where property is not mortgaged) Ceremonial Loans |
1.00% Min. Rs. 500.00 |
|
|
|
Clean cc up to Rs 1.75% |
1.00% Lakh Minimum |
|
2. Business Loans |
||
|
|
Business Loans, Cash credit, New renewal enhancement, Term Loan (Mortgage, Purchase of Business Property, Hypothecation of Plant & Machinery) LC and Bank guarantee. |
0.75% sanctioned loan amount |
|
|
Legal Charges applicable for Commercial Loan and Advances where property mortgage is involved. |
0.10% of the amount of loan applied Minimum
|
|
Enhancement in Working Capital facilities which includes Cash Credit, Flexi Overdraft, Bills Discounting limit, Project Loan, BG/LC limit etc. |
0.25% for renewal portion and 0.50% on enhanced limit.
|
|
|
Review/Renewal of Working capital limits (e.g. Cash Credit, Flexi OD, PRLN, Pledge, Bills Discounting ,salary earners OD etc.) |
0.25% of the Sanctioned Loan Amount |
|
|
3. Vehicle Loans |
||
|
|
Vehicle Loans Personal & Commercial.
|
1% sanctioned loan amount |
|
Four Wheeler for personal use |
0.50% Minimum 1000.00 |
|
| Two Wheeler for Personal Use |
0.50% Minimum 500.00 |
|
|
4. Housing Loans |
||
|
|
Housing Loan Upto Rs.20.00 Lakhs Above Rs.20.00 Lakhs |
0.25% Minimum 1000.00 |
|
Housing Plus |
0.75% of the loan amount |
|
|
5. Mortgage Loans |
||
|
|
Mortgage Loans / O.D. / RPM (Gruha Saukhya / Gruha Sajawat) DNSB Vyapar Loan |
1% sanctioned loan amount & Minimum Rs. 500 |
|
6. Advance against Share / Mutual Funds |
||
|
|
Advance against Share / Mutual Funds / Debentures/ Govt. Bonds |
0.75% Min Rs. 500.00 + D'mat Charges + Other Charges as applicable |
|
7. Advance against Govt. Securities & Gold |
||
|
|
Advance against Govt. Securities - NSC / LIC / KVP / IVP & Gold Loan |
0.50% Loan amount Minimum Rs. 250 |
|
8. AD-HOC Cash credit / TOD |
||
|
|
AD-HOC Cash credit / TOD |
Rs. 5000.00 / or 1% of over limit whichever is maximum. |
|
Request for releasing part amount from original sanctioned limit, pending compliance of few terms and conditions and/or request for modification of terms of sanction after issue of sanction letters |
For loan limits upto Rs.200.00 Lakhs. -Rs.2000/- per request For limits above Rs.200.00 Lakhs upto Rs.1000.00 Lakhs -Rs.5000/- per request. For limits above Rs,1000.00 Lakhs. -Rs.10000/- per request |
|
|
9. Educational Loan |
||
|
|
Educational Loan |
0.50% sanctioned loan amount |
|
10. Loan for Handicapped |
||
|
|
Loan to Handicapped persons |
Rs. 200.00 |
|
|
Loan up to pensions |
0.25% up to sancation Loan amount Min. Rs100.00 |
|
|
Loan up to professionals |
0.25% up to sancation Loan amount |
| Clean Cash Credit upto Rs.4.50 Lakhs | 1% of sanctioned loan amount.Minimum Rs.500/- | |
| DNS Laghu Udyojak Scheme/ Minus 2 & Minus 1 (For MSME Units) |
In case of takeover of accounts from other banks, no processing charges to be recovered however if enhanced limit granted , 0.50% on enhanced limits to be charged In case of other than takeover loans, 0.75% of loan sanctioned amount. |
|
| Pledge Limit (Sugar & other commodities) |
New limit – 0.25% Renewal – 0.25% |
|
In case of Fresh Business Loans, the abovementioned Processing Charges are to be recovered in stage wise.
|
Stages |
|
|
|
At the time of submission of proposal |
10% of total applicable processing charges of 0.75% i.e.0.075% of loan amount applied (Non Refundable). |
|
|
At the time of In Principal Approval |
0.1875% i.e. 25% of applicable of processing charges |
|
|
At the time of issuance of final sanction |
0.4875% i.e. 65% of applicable of processing charges |
Commission of Bank Guarantee
|
Particulars |
Revised Charges+GST |
|
|
Commission on Bank Guarantee |
||
|
|
A] Issued by us with 100 % margin / fully Secured |
1.50 % upfront for entire period on quarterly pro-rata basis + Rs. 100/- |
|
|
B] Partly Secured |
3% upfront for entire period on quarterly pro-rata basis + |
|
|
C] If issued by other bank |
50% of rates mentioned in A and / or B above (as applicable) + Rs. 100.00 per transaction. Other Bank's charges to be recovered in actual. |
Other Charges (w.e.f 31 December, 2018)
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Folio Charges |
CD, CC / OD: Rs. 50 /- per |
|
2) |
Stop Payment Charges |
A) Saving Bank Account Rs. 100 /- per instrument |
|
B) Other than saving bank account Rs. 100/- per instrument C) CURRENT/OD and other related account Rs.125/- per instrucment |
||
|
3) |
Minimum Balance Charges |
|
|
Saving With Cheque book Rs. 1000 /- Without Cheque book Rs. 500 /- |
Rs. 50 /- per month |
|
|
Current Rs. 3000 /- |
Rs. 350 /- per month |
|
|
4) |
Inward Cheque Return charges and E.C.S. Return |
Rs. 4 /- per 1000 /- minimum Rs. 250 /- |
|
5) |
Outward Cheque Return charges |
For Saving Rs.50/- |
|
6) |
Duplicate Pass book Statement charges |
SB: Rs. 50 /- per Pass book. |
|
Rs. 20 /- per page for additional computerized statement for SB accounts |
||
|
CD / CC / OD / SVOD /ALL |
||
|
Rs. 30 /- per page for additional computerized statement for CD / CC / OD / SVOD |
||
|
7) |
Signature Verification charges / photo attestation All types of A/Cs. |
Rs. 50/- per Signature |
|
8) |
Accounts transferred from inoperative status to operative status |
Rs. 50 /- one time charges |
|
9) |
Cheque Book Charges MICR / Non MICR |
SB: |
|
CD / CC / OD - Rs. 3/- per leaf |
||
|
10) |
Change in operational instruction |
SB A/Cs: |
|
C D/CC / CD A/Cs: |
||
|
11) |
Standing Instruction charges for all type of A/Cs |
Nil :- Within branch and from one branch to another Rs. 10 /- per transaction + applicable remittance charges and other out of pocket expenses. In respect of transfer of funds to other banks per occasion |
|
12) |
Issue of duplicate share certificate / Term Deposit receipt/ R.D. passbook |
Rs. 100/- per share certificate / TD / FD Receipt besides obtaining indemnity bond. |
|
13) |
Issue of Balance certificate/Issuance/ obtaining of status / confidential report |
SB: |
|
CD: |
||
|
14) |
Account Closing charges |
SB sb minr and other related Within 6 months Rs. 200/- & after 6 months Rs. 100/- -------------------------------------- CURRENT od and other related ac : With in 6 months Rs.500/- & |
|
15) |
Late fee on R.D. |
Rs. 1.50/- per Rs. 100 /- per month |
|
16) |
Withdrawal against unclear salary cheque |
@18% p.a. ROI or Rs. 25/- minimum per instance |
|
17) |
Photo attestation |
Rs. 50/- per attested photo |
|
18) |
Excess debit entries in cash other than ATM SB |
Per cash withdrawal Rs. 5/- (other than ATM) if cash withdrawal exceeds 5 times in a month |
|
19) |
Duplicate ATM Card Issue |
SB/ SB minor and other related accounts : Rs. 100 /- per card -------------------------------------- CURRENT/OD and other related account: Rs.100/- per card |
|
20) |
Issue of Balance Certificate |
SB A/Cs: |
|
CC Accounts: |
||
|
21) |
Issue of No Dues Certificate |
Rs. 100/- per certificate |
|
22) |
Speed Clearing |
Up to 1.00 lac Nil and above 1.00 lac Rs. 150 + out of pocket expenses |
|
23) |
E Payment of Taxes |
Rs. 100/- normal charges & if given within 3 days of date of expiry Rs. 300/- per challan |
|
24) |
Old Record in the form of voucher, document, etc(other than statement of A/C) |
SB: |
|
25 |
3rd PARTY VERIFICATION CHARGES: Residence Address Verification
|
105.00 105.00 100.00 150.00 |
Commission on DDs / Payorders
Our Bank / HDFC Bank / Other Nationalised Bank
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Our Bank |
Upto Rs.1000/- Rs.20/- |
|
|
||
|
Duplication / Revalidation / Cancellation |
Rs. 100/- per instrument besides indemnity |
|
|
2) |
State Bank of Indore |
Rs. Upto Rs. 10,000/- |
|
Duplication / Revalidation / Cancellation |
Rs. 50/- per instrument besides indemnity |
|
|
3) |
H.D.F.C. Bank |
Upto Rs. 1000/- Rs. 20/- Above Rs. 1000/- to 10,000/- Rs. 30/- |
|
Above Rs. 10,000/- to Rs. 1 Lac - Rs. 30/- + Rs. 2/- per Rs. 1000 /- above / beyond Rs. 10,000 /- |
||
|
Above 1 Lac - Rs. 210 /- + 1.50 per 1000 above / beyond Rs. 1 Lac |
Collection on Outstation Cheques / Bills
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Collection on Outstation Cheques / Bills |
Upto 5,000/- Rs. 25/- Above 5,000/- to 10000 Rs. 50/- |
|
Above 10000/- to 1 lac Rs. 100/- |
||
|
Above 1 Lac – Rs. 150/- + out of pocket expenses |
||
|
2) |
Collection on Outstation Cheques / Bills - Through HDFC Bank |
Rs. 50/- per instrument |
|
3) |
Collection on Outstation Cheques / Bills - Through Pune Branch / Other Outstation Branches |
Rs. 40 same for all branches beyond Bombay clearing area |
|
4) |
Outward / Inward (Foreign) N.A. |
Outward / Inward (Foreign) Rs. 600.00 per transaction |
|
5) |
Discounting of Foreign Bills (with or without letter of credit) |
Minimum Rs. 600.00 upto Rs. 10.00 lacs (bill / letter of credit) per transaction. |
|
N.A. |
Minimum Rs. 1,000.00 above Rs. 10.00 lacs (bill / letter of credit) per transaction |
Inward Bills / Cheque Collections
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Inward Bills / Cheques for Collections |
Rs. 3 /- per Rs. 1000/- + DD / Pay-Order charges |
Cheque Purchase Charges
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
For Local Cheques |
Minimum Rs. 50/- per instance or @ 21% p.a. R.O.I. |
|
2) |
For Outstation Cheques |
Commission @ Rs. 10/- per thousand + collection charges Minimum Rs. 100/- |
R.T.G.S
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
R.T.G.S. Outward |
Upto Rs. 2 to 5 Lacs – Rs. 25 per Transaction |
|
Rs. 5 Lacs and Above – Rs. 50 per Transaction |
||
|
2) |
R.T.G.S. Inward |
Nil |
NEFT Revised Charges+GST to be levied from 21st August 2012
|
No. |
Value Band |
Maximum Charges Excluding Taxes |
|
1) |
Up to Rs.10,000/- |
Rs.2.50/- |
|
2) |
From Rs.10,000 to 100,000/- |
Rs.5.00/- |
|
3) |
From Rs.100,000 to 200,000/- |
Rs. 15/- |
|
4) |
From Rs.200,000/- and above |
Rs.25/- |
Mutual Arrangement Scheme (Maharashtra State Co. Op. Bank)
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Upto Rs. 1000/- |
Rs. 5/- |
|
2) |
Rs. 1001/- to Rs. 2500/- |
Rs. 10/- |
|
3) |
Rs. 2501 to Rs. 5,000/- |
Rs. 15/- |
|
4) |
Rs. 5001 /- to Rs. 10,000/- |
Rs. 20/- |
|
5) |
Above Rs. 10,000/- |
Rs. 2/- per thousand Maximum |
Solvency Certificate Charges
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
Upto Rs. 50,000/- |
Rs. 200/- for first copy (+) Rs. 200/- for per additional copy for Business and Rs. 100 for Education Purpose. |
|
2) |
Rs. 50,001 to |
Rs. 500/- for first copy (+) Rs. 200/- for per additional copy for Business and Rs. 100 for Education Purpose |
|
3) |
Above |
0.15% for Business Purpose and 0.10% for Education Purpose. |
Cash Handling Charges
|
No. |
Particulars |
Revised Charges+GST |
|
1) |
FOR Saving A/CS and Saving related accounts |
Up to 5 lacs Nil |
|
2) |
For Current, Overdraft and |
Up to 3 lacs Nil Above Rs. 3 lakhs but less than Rs.15 lakhs Rs. 3/- per 1000/- Above Rs.15 lakhs Rs. 5/- per 1000/- |
|
3) |
For Current, Overdraft and |
(For Denomination below Rs.100/-) For Coins :(charges per 100 coins) (per day) |
NFS Charges : Charges for using other than DNS Bank's ATM's
|
A/C Type |
Non-Financial Transaction such as Balance Enquiry and Pin Change in Rs. |
Cash Withdrawal in Rs. |
Free Transactions per month including Non-Financial |
|
SB |
10 |
20 |
5 |
|
CD |
10 |
20 |
0 |
|
OD (Except Staff) |
10 |
20 |
0 |
|
Staff OD |
10 |
20 |
5 |
|
Subsidy Handling Charges 1. Under Pradhan Mantri Aawas Yojana (PMAY) HUDCO for housing loans (to be recovered at the time of crediting subsidy to loan account to be recovered as loan charges) ----------------------------------------- 2. Claims under CLCSS/TUFS or any other subsidy. |
|
Rs. 2500.00( one time) to be recovered upfront before uploading application on subsidy portal
-------------------------- Rs. 5000.00 per case (one time) |
|
FOR VEHICLE LOANS:- |
|
|
|
Issue NOC to RTO ----------------------------- |
100.00 ---------------- |
|
|
Issue HPTR to RTO ------------------------------- |
100.00 ---------------- |
|
|
Seizing Charges for vehicle 1. Two wheeler 2. Four wheeler / Commercial Vehicle |
1500.00 2500.00 |
|
|
Vehicle Information Report |
300.00 |
|
HANDLING CHARGES FOR FOREIGN REMITTANCES:
|
SN |
Particulars |
Revised Charges +GST |
|
1. |
Documents submitted for all types of foreign outward remittances & Export Documents sent on collection basis as well as lodgment of export documents. Also Pre-shipment & post0 shipment documents. -------------------------------------------------- |
Transaction amount Upto Rs. 10.00 lakhs –Rs. 600.00 Transaction amount above Rs. 10.00 lakhs –Rs. 1000.00 --------------------------- |
|
2. |
For any other foreign exchange related services: i) Inward Remittance ii) A.D. Code Issue iii) FIRC request iv) Forward Booking |
Rs. 200.00 Rs. 200.00 Rs. 200.00 Rs. 500.00 |