Welcome to DNS Bank

The Dombivli Nagari Sahakari Bank, which had a deposit base of some Hundreds of rupees in the initial years, has registered a deposit figure of Rs. 4400 crores.

The same progress applies so far as loan and advances are concerned. It has so far assisted thousands of people from all walks of life by lending Rs. 3273 crores.


About Us

The mission

    We aim to involve ourselves in to a strong and sound competitive financial system by:
  • Providing integrated services to customers from all segments
  • Leveraging on technology and human resources
  • Adopting best accounting and ethical practices
  • Fulfilling corporate and social responsibilities towards all stakeholders
  • Visualize aspiring benchmarks/ goals and attain them efficiently and effectively

The Vision Statement:

  • Business Mix of Rs.10000 Crores and 75 Branches till 2020.
  • To become the Multistate Bank.
  • To be among the Top 10, in the co-operative sector Banks, in India.
  • Transformation with changing times.


Way back in 60’s Few enthusiastic persons gathered together with a common goal to make available the banking facility to the commonest of the common man. They had an aim that any person in genuine financial difficulty or in need of finance to fulfill his dreams whether personal or professional should have an institutional support and he should not be a prey of traditional moneylenders. The dream of these persons came into existence by bearing a name i.e. Dombivli Nagari Sahakari Bank Ltd. on 6th September, 1970.

Since then the bank has grown by leaps and bound. With a modest beginning in a small 500 sq.ft. of main branch cum central office, having deposit base of 7.04 lacs and total advances of 5.75 lacs in June 1971, it has now reached a business mix of Rs. 7616 crores contributed by deposit of Rs.4400 crores and Rs. 3273 crores of advances with 69 branches spread across 15 districts of Maharashtra.


  • Scheduled status in 1996.
  • Rs. 100 crores deposit in financial year 1994 to 1995.
  • Rs. 500 crores deposit in financial year 2002 to 2003.
  • Crossed Thane Dist. Border by opening Fort and Pune Branches in 2002-03.
  • Core Banking Services From Year 2006.
  • Merging of Shivneri Sahakari Bank With DNS Bank’s On 13 October 2007 and Suvarana Mangal Mahila Sahakari Bank on 3rd January 2010.
  • Crossed the milestones Rs. 4000 crores Business Mix in March 2013.
  • Crossed the milestones Rs. 5000 crores Business Mix in March 2014.
  • Crossed the milestones Rs. 6000 crores Business Mix in March 2015.
  • Crossed the milestones Rs. 7000 crores Business Mix in March 2017.

Key Financial Indicators

  • Since inception Audit class ‘A’.
  • Maximum permissible dividend paid every year.
  • Net NPA : 2.58%
  • CRAR : 13.53%


Business philosophy

We aim at: Evolving ourselves into a strong and sound competitive financial system, providing integrated services to customers from all segments, leverage on technology and human resources, adopt best accounting and ethical practices and fulfill corporate and social responsibilities towards all stakeholders, visualize aspiring benchmarks / goals and attain them efficiently and effectively.


Consumer banking brings a welcome change in a common person's life. It is not only the name for giving services to elite and privileged class of the society but is also to facilitate the common people, which normally represent a big proportion of the society. It is not possible for Banks to offer better services to this big proportion of the society without the help of Technology.

Mobile & SMS Banking

DNS Bank Ltd. in an attempt to fulfill the ever rising needs of banks customers has launched SMS banking facility.SMS Banking brings Banking to your fingertips. With SMS, you can perform a wide range of query based transactions from your mobile phone. Also get alerts for transaction in account, Deposit Maturity and EMI Due's.

DNS is 1st Co-op. Bank to launch Mobile Banking Services in India. The Bank's customers can send and receive funds on any day and any time as per their convenience by using their mobile phones. Various bill payment, Mobile and DTH Recharge facility is available in mobile banking.

ATM Shared Network

DNS Bank is amongst the 1st five Co-op. Banks to join NFS ATM Shared Network. The customers now have access to 1,80,000 + ATMs across most of the bank's operating in India and bank owns 42 ATM centers.

Debit Card

Our DNS Bank offers RuPay Debit Card and the Card would be accepted on over one lakh ATMs of NFS Members Banks in the Country and would be accepted on Point of Sale (POS) and Internet. The Bank also able to provide customers anytime, anywhere, payment systems services which are simple, easy to use, safe, secure, fast and also cost effective version with introduction of Rupay Debit Card.


Since 2004, when RBI introduced RTGS, DNS is providing this electronic funds transfer facility. Using which customer can transfer funds to any other person's bank account within few hours in India. The NEFT facility which is similar to RTGS is also provided by the bank from the year 2007.


The bank has setup E-Lobby at 11 Branches. The Lobby has facilities for customers to deposit cheques, cash, print passbook, withdraw cash, 24 hours and 365 days. Any branch's customer can access the E-Lobby for their requirements.

Social Commitment

While carrying out conventional banking bank has not lost sight of its Social responsibilities. An amount of over Rs 28 Lacs has been granted as subsidy to 101 Social, and Educational institutes working in rural areas. Bank also helps students in remote areas of Talasari, Shahapur, Nashik, Karjat and Khopoli Blocks by providing collection of 'expected questions' and 'ideal answer sheets' on all subjects.

The Bank has continued its efforts in micro financing through self help groups. In Shahapur alone bank had disbursed a loan of over Rs 1.5 crores to such SHGs. The purpose includes Poultry, Dairy, goat rearing, purchase of Fertilizers etc. I am happy to report that the repayment has been satisfactory. Bank receives help in this behalf from Utkarsh Navinyapurna Shakari Sanstha promoted by Sahakar Bharati.

Green Project

Our Bank is thinking positively to participate in social aforestation project. This project will be implemented in the area of Mamnoli, Murbad which is about 100 kms from Mumbai with the co-operation of Paryavaran Dakshata Manch.

Financial Inclusion

The Bank has continued its efforts in micro financing through self help groups. In Shahapur alone bank had disbursed a loan of over Rs 1.5 crores to such SHGs. The purpose includes Poultry, Dairy, goat rearing, purchase of Fertilizers etc.


  • C.A. Mr. Uday Madhusudan Karve (C.A., L.L.B. (General))

Vice Chairperson

  • Mrs. Nandini Shashikant Kulkarni (B.Com., L.L.B., C.A.I.I.B.)


  • C.A. Mr. Jayant Balkrishna Pitre (B.Com., F.C.A. (D.I.S.A.))
  • Mr. Milind Madhav Koparkar (Diploma in Mechanical & Electrical Engg.)
  • Mr. Shivaji Sudam Patil (I.T.I)
  • Mr. Purushottam Bhumayya Kunden (B.Com)
  • Mr. Mahesh Siddheshwar Phanse (B.E(Civil), M.A. (Political Science))
  • Mrs. Poorva Vidur Pendharkar (B.Com. Diploma in Finance Management)
  • Adv. Mrs. Meghana Sachin Ambekar (B.Com, L.L.M.)
  • Mr. Laxman Dharma Kharpade (B.Com)
  • C.A. Mr. Vijay Vithoba Shelar (B.Com.,F.C.A.)
  • Mr. Yogesh Dhananjay Walunjkar (D.Co. E., B.E.(Computer Engg.))
  • Mr. Milind Mohan Arolkar (B.Com., B.J.)
  • Mr. Jitendra Shyamjibhai Patel (B.E.(Civil))

Director-Employee Representative

  • Mr. Arjun Shivshankar Salunke (B.Com)
  • Mr.Deepak B. Gangode (B.A)

CEO and General Manager

  • Mr. Gopal Giridhar Paranjpe (M.A (Eco), LLB, JAIIB)
Name of Executives
Central Office Department
Mr Bhalchandra Bhole
Dy.General Manager
Mr. Raju Vijapure
Chief Manager
Mr. Nitin Sule
Dy.General Manager
Retail Credit Cell, Credit Monitoring, Audit & Inspection, Business Development & Marketing
Mr. Arun Bhondwe
Chief Manager
Mr. Prafulla Nimdeo
Chief Manager (ESD)
Audit & Inspection
Mr. Vithalrao Patil
Chief Manager
Mr. Vidyasagar Namjoshi
Dy.General Manager (ESD)
Planning & Operations, MIS, Accounts & Taxation, Shares & Stationery, Treasury & Investment, Administration
Mr. Pradeep Ghaisas
Chief Manager
Treasury & Investment
Mr. Rajesh Shete
Asst. General Manager
Commercial/ Industrial Loans- Appraisal, Sanctioning & Disbursement
Mr. Parag Naware
Asst. General Manager
Commercial/ Industrial Loans- Appraisal, Sanctioning & Disbursement
Mr. Prakash Pednekar
Asst. General Manager (ESD)
Commercial/ Industrial Loans- Appraisal, Sanctioning & Disbursement
Mrs.Sunita Patil
Asst. General Manager
Commercial/ Industrial Loans- Appraisal, Sanctioning & Disbursement.
Mr. Mandar Dixit
Asst. General Manager
Mr. Shripad Kulkarni
Chief Manager
Mrs. Sunita Sasankan
Chief Manager
Mr. Madhav Gokhale
Asst. General Manager (ESD)
Credit Cell - Western Region
Mr. Niranjan Railkar
Asst. Vice-President
Information Technology
Mr. Avinash Shelke
Asst. General Manager
Information Technology - CBS & Applications
Mr. Shekhar Prabhu
Chief Manager
Information Technology
Mrs. Sangita Deshpande
Chief Manager
IT Operations & CPC (CTS, Clearing & Settlement)
Mr. Nitin Bendale
Chief Manager
Information Technology
Mr. Dilip Chavan
Asst. General Manager (ESD)
HR & Administration
Mrs. Shweta Nanivadekar
Chief Manager
Human Resource
Mrs. Aasawari Mishal
Chief Manager
Mr. Bhavesh Ramnani
Chief Manager
Mr. Uday Pendse
Senior Manager
Board Secretariat


  • Medical checkup for Share Holders is arranged regularly.
  • Donation to deserving NGO’s every year.
  • “Director’s fund”, contributed by Board members, is used for social welfare.
  • Meritorious Awards for the children of Shareholders as well as staff members are distributed.
  • Bank encourages co-operative societies by organizing competitions like “Best co-operative Housing Society” and competitions like Eco-Friendly decorations at Ganesh-Utsav.
“Very efficient service and that too with a pleasant smile .... abd always.” - Mr.Kulkarni
“Very promptly and efficiently service.” - Mr.Patil
“It's best bank ....” - Mr.Pawse
“No.1 Bank ” - Mr.Kasar

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