DNS SUSRUSHA-FOR PAYMENT OF HOSPITALIZATION EXPENSES
PARTICULARS
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UNSECURED
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SECURED
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LIMIT
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Rs.5.00lakh
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Rs.15.00lakh
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MARGIN (ON SECURITY)
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NA
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25% on realizable value of immovable property & 10% on liquid security including our bank’s tdr, lic policy, nsc etc.
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REPAYMENT PERIOD
(9 MONTHS MORATOURIUM)
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Maximum 84 months (inclusive of Moratorium
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Maximum 120 months (inclusive of Moratorium)
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ROI
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8.80%
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8.30%
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GUARANTORS
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Two Guarantors to be obtained. (CIBIL score should be minimum 550)
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NOT REQUIRED
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PROCESSING
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Nil
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Nil
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COLLATERAL
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Group insurance
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Property insurance
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MEMBERSHIP
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Regular
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Regular
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LINKING SHARES
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@5% of loan amount
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@2.50% of loan amount
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General Documents required:
- Letter from Medical Practitioner/Hospital explaining the nature of ailment & estimated expenses for treatment.
- All medical treatment related documents to be submitted (Original/Photocopy)
- Application form duly filled with three latest photos.
- Proof of Identity e.g. PAN CARD/AADHAAR CARD/ELECTION CARD/PASSPORT/DRIVING LICENSE
- Proof of residence e.g. Electricity bill/Telephone Bill / Ration Card/ Aadhaar Card / Passport with same residence address / Registered Leave and license agreement with one additional proof.
Income Papers
For Salaried Person
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For Self-Employed/Businessman
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- Latest Three months salary slips of the applicant or salary certificate of Three months.
- Statement of account showing latest 6months salary credits in the account.
- Last two years form 16
- Last two years I.T. return (If any)
- In case the service is not more than one year then salary slips of entire year/IT return (if any)
- Service certificate from employer.
All documents to be self attested & duly verified by branch official
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- Two years IT Return along with Balance sheet/P & L /Computation of Income
- Statement of operative accounts for the relevant latest financial year.
- Updated statement of all accounts maintained at other banks except our Bank
- Business Proof Eg. Business Registration certificate, GST/VAT/CST Certificate .
All documents to be self attested & duly verified by branch official
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